finance

Annual Report - Metlife - 2007

annualreports — Sun, 03 Aug 2008 10:03:38 +0100

MetLife, Inc. is a leading provider of insurance and other financial services to millions of individual and institutional customers throughout the United States. Through its subsidiaries and affiliates, MetLife, Inc. offers life insurance, annuities, automobile and homeowner's insurance and retail banking services to individuals, as well as group insurance, reinsurance and retirement and savings products and services to corporations and other institutions. Outside the U.S., the MetLife companies have direct insurance operations in Asia Pacific, Latin America and Europe.

Business

Fact Sheet: Reckitt Benckiser - 2007

annualreports — Tue, 29 Jul 2008 08:11:20 +0100

Reckitt Benckiser is the world's Number 1 in household cleaning (excluding laundry detergents). We are a truly global company with operations in 60 countries and around 22,000 employees all working to the same consumer-oriented vision.

Annual Review: Reckitt Benckiser 2007

annualreports — Tue, 29 Jul 2008 08:09:18 +0100

Annual Report: Reckitt Benckiser 2007

annualreports — Tue, 29 Jul 2008 08:07:31 +0100

Alliance & Leicester Financial Review - 2007

annualreports — Sun, 27 Jul 2008 14:02:59 +0100

Progress Against Strategic Objectives

We made good progress against most of our strategic objectives,
despite the difficult wholesale funding market conditions in the
second half of 2007. Looking at each in turn:
• We delivered strong franchise growth;
• We improved our cost efficiency, with our core operating
expenses decreasing by £8m to £691m, despite increased
business volumes and ongoing investment in the business;
• The asset quality of our customer loans and advances remains
strong; and
• Underlying return on equity tier 1 capital was 14.6%, below

Alliance & Leicester Capital 2007

annualreports — Sun, 27 Jul 2008 14:01:16 +0100

Since 1 January 2007 we have been operating under the Basel II regime. The high quality of our assets and our risk management processes have resulted in a 35% reduction in risk weighted assets (RWA) under the new regime. The transition to Basel II is being phased over the period 2007 to 2009. During this time we are required to hold capital at or above a transitional floor. In 2008, the floor is calculated as 8% of Basel I RWA, less collective provisions, multiplied by a factor of 90%.

Alliance & Leicester Business Review - Commercial Banking 2007

annualreports — Sun, 27 Jul 2008 13:59:34 +0100

Commercial Banking is the combination of the Group’s Commercial Bank and Treasury operations. Commercial Bank delivered core operating profit of £150m, £34m higher than in 2006. This was a result of growth in business banking accounts and commercial lending balances, as well as the benefit from a new Post Office cash contract agreed in the first half of 2007.

Alliance & Leicester Business Review - Retail Banking 2007

annualreports — Sun, 27 Jul 2008 13:56:43 +0100

Retail Banking delivered core operating profit of £462m in 2007, up £17m compared to 2006. This increase in profit has been primarily driven by strong growth in current accounts, good cost control and a lower impairment loss charge

Alliance & Leicester Group Chief Executive’s Statement 2007

annualreports — Sun, 27 Jul 2008 13:54:25 +0100

“Our customer facing Retail and Commercial Bank businesses performed well in 2007”

Alliance & Leicester Strategy and Performance 2007

annualreports — Sun, 27 Jul 2008 13:50:59 +0100

Strategic Objectives

Franchise growth, with a current focus on personal and commercial customer current
accounts and deposit balances

Above average asset quality for our customer loans and advances

Improved cost-efficiency, maintaining the existing target of a Group cost:income ratio
of below 50% by 2010

Underlying return on equity tier 1 capital to grow back to 20% in the medium term,
but do not anticipate achieving this in 2008 or 2009

Alliance & Leicester Shareholder Information 2007

annualreports — Sun, 27 Jul 2008 13:48:08 +0100

Excluding the impact of treasury losses, core operating profit was £602m, compared with £585m in 2006. We have further strengthened our funding position into the first quarter of 2009, following the credit crunch and unprecedented financial market conditions which reduced our core operating profit in 2007.

Annual Report: Anglo American 2007

annualreports — Sun, 20 Jul 2008 16:14:56 +0100

Anglo American aims to become the leading global mining company

We are committed to delivering operational excellence in a safe and responsible way, adding value for shareholders, customers, employees and the communities in which we operate

• Record total Group operating proﬁ t of $10.1 billion, with operating proﬁ t from core operations up 12% to $8.9 billion
• Strong performances from Base Metals, Platinum, Ferrous Metals and Industrial Minerals
• Uplifting our unique portfolio and driving signiﬁcant growth
. Underlying earnings $5.8bn

Carl Freer Buys the IPR Assets of Gizmondo Europe Ltd in Liquidation

WorldWidePR — Mon, 12 May 2008 20:58:58 +0100

An agreement has been reached between the joint liquidators of Gizmondo Europe Ltd in Liquidation and one of the company's ex Directors, Mr Carl Freer.

BT Annual Report 2007

jkblack — Tue, 22 Apr 2008 15:00:32 +0100

BT Annual Report and Form 20-F 2007

Revenue of £20,223 million, up 4%
New wave revenue of £7,374 million, up 17%
Profit before taxation and specific itemsa of £2,495 million, up 15%
Earnings per share before specific itemsa of 22.7 pence, up 16%
Free cash flowa of £1,354 million and net debta of £7.9 billion
Full year proposed dividends of 15.1 pence per shareb, up 27%
£2.5 billion allocated to a new share buy back programme

Strategies of the Serengeti - the dung beetle

Stephen Berry — Thu, 10 Jan 2008 10:29:41 +0000

A light-hearted look at business life through the eyes of the African dung beetle who spends all his (or her) life shovelling other animal's dung !

HansaWorld scoops AccountancyAge award for second year!

Anna Botcharova — Fri, 16 Nov 2007 13:44:04 +0000

HansaWorld UK has won the AccountancyAge Award for Mid-range Software Package of the Year for the second year in a row, with the judges hailing the product as “really innovative and incredibly wide-ranging,” adding that “HansaWorld shows excellent overall functionality with very positive customer feedback.”