THIS SERVICES AGREEMENT (the “Agreement”) is entered into by and between EMC Insurance
Group Inc. (“Group”), an Iowa corporation, and Employers Mutual Casualty Company (“EMC”), an Iowa
WHEREAS, Group is a publicly-held holding company that conducts operations in property and
casualty insurance and reinsurance through its subsidiaries; and
WHEREAS, Group believes it is in its own best interests to enter into an agreement with EMC for the
provision of certain management, administrative, and operational services; and
WHEREAS, EMC desires to provide certain management, administrative, and operational services
to Group; and
WHEREAS, Group and EMC each desire that the management, administrative, and operational
services of EMC be made available as needed;
NOW, THEREFORE, in consideration of the mutual promises stated in this Agreement and intending
to be legally bound, the parties agree as follows:
Upon request by Group and acceptance and approval by EMC, EMC shall perform those mutually
agreed upon services reasonably required to assist in the management, administration, and operation of
Group, which may include, but not be limited to, the services set out below. These services shall be
performed in accordance with sound management techniques.
Providing any marketing activities requested by Group.
Provide such strategic planning and services for the management of the operations of Group
as mutually agreed .
Provide or arrange for the provision of such legal services as are necessary to meet the needs
Provide the property and equipment required by Group to carry out its business. Title to any
property purchased shall be held by EMC.
1 SERVICES PERFORMED BY EMC
Productivity and Technology . EMC will provide systems and services to Group necessary to
provide adequate and appropriate data and processing of data