RECEIVABLES PURCHASE AGREEMENT
RECEIVABLES PURCHASE AGREEMENT, dated as of May 31, 2000 (this "Agreement"), by and between
THE CREDIT STORE, INC., a Delaware corporation ("TCSI" or the "Seller"), and TCS FUNDING IV, INC.,
a Delaware corporation (the "Buyer").
WHEREAS, the Buyer, an Affiliate of the Seller, wishes to purchase from time to time certain consumer revolving
credit card receivables owned by the Seller on or after the Closing Date in connection with certain consumer
revolving credit card accounts.
WHEREAS, the Seller desires to sell and assign from time to time such receivables to the Buyer upon the terms
and conditions hereinafter set forth.
NOW THEREFORE, in consideration of the premises and for other good and valuable consideration, the receipt
and sufficiency of which are hereby acknowledged, the Buyer and the Seller hereby agree as follows:
Section 1.1 Definitions. For all purposes of this Agreement, except as otherwise expressly provided herein or
unless the context otherwise requires, capitalized terms used herein shall have the following meanings assigned to
"Account(s)" means each credit card account established between an Issuing Bank and another Person that either
(i) was listed on an Account Schedule on the Closing Date or (ii) becomes an Additional Account after the
Closing Date. The term "Account" refers to an Additional Account only from and after the Addition Date on
which it is listed in the Account Schedule. An Account includes any related "relationship account" resulting from
the earlier account having been reported as lost or stolen.
"Account Schedule" means the printed list of Accounts the receivables of which are sold to the Buyer pursuant to
this Agreement, such list to be delivered to the Buyer on the Closing Date and on any Addition Date, as such list
may be amended or supplemented from time to time pursuant to the terms of this Agreement.
"Addition Date" means any Settlement Date on w