Seminar Lesson Plan
(For use by the MoneyWi$e instructor)
By the end of the training participants will understand:
• What a credit history is and why it is important.
• How poor credit can prevent you from doing certain things.
• That it is never too late to start to rebuild good credit.
• How to get copies of your credit report.
• What information on a credit report is seen as negative.
• Some ways to improve your credit.
• What secured credit cards are and how they can help you rebuild your credit.
• How to recognize and avoid credit repair scams.
Participant’s folder, which includes:
• Improve Your Credit (brochure)
• Activities (attached at the end of this lesson plan):
I. Evaluating Financial Services Ads (Classroom activity)
II. Setting Reasonable Debt Payments Worksheet (Take home)
III. Are You Damaging Your Credit questionnaire (Take home)
IV. Compare Three Secured Credit Card Offers (Classroom activity)
• Evaluation of the MoneyWi$e Banking Basics Seminar
• Rebuilding Your Credit Leader’s Guide
• Rebuilding Good Credit Teaching Aid (PowerPoint presentation with notes)
• Easel, pad and markers
Seminar Duration: There will be two sessions of two hours each. Each two-hour session
will include a 15-minute break.
MoneyWi$e is a joint financial education project of Consumer Action and Capital One.
A Consumer Action-Capital One
Financial Education Project
A MoneyWi$e Training
MoneyWi$e Rebuilding Good Credit Lesson Plan
Page 2 of 19
Suggested Time Allotment:
Welcome and training overview
Credit reports and credit bureaus
Mistakes on your credit report
Credit repair offers, debt consolidation
Evaluating financial services ads (act