PRLog.Org - Global Press Release Distribution
My Mortgage Phd: Arizona Bad Credit Home Mortgage Loan Counselor Debunks Bad Credit, No
Dated: Jul 23, 2008
"Bad Credit, No Problem" was a big lie that caused many American families to lose everything. Larry,
"The Dean" of My Mortgage Phd, offers advice about what families actually CAN do to get on the road to
home ownership thru the FHA & other programs
"Of course a bad credit history is going to be a problem when it comes to getting that home mortgage loan
you want," says Larry Rogers, “The Dean” of My Mortgage PHD. "Anyone who tries to tell you otherwise
is simply lying, and probably trying to sell you something!"
“The Dean” of My Mortgage PHD reminds us that the "bad credit, no problem" slogan was used freely for
years by commissioned mortgage salesmen, and didn't really end up hurting the consumer... until the
downturn in the housing market in 2007. THEN, thousands of Arizona (AZ) home-owners and their
families suddenly found themselves stuck in homes that they simply could not afford. Retirement savings
were flushed down the toilet, and many people found themselves in foreclosure and worse... homeless.
Having had a past bad credit history IS something, however, that can be overcome when choosing the right
home mortgage loan package. The key is to become fully aware about all the options available to home
shoppers, and then coming up with the right long-term plan that eventually leads to a home mortgage that
you can afford-- and leaves little or no risk of losing your investment later.
The FHA is currently offering mortgage loan packages in Arizona (AZ), and across the country that can
help qualified individuals and families with past bad credit issues overcome them, and become happy and
Larry says," FIRST of all, I'm NOT here to collect your personal information... I DO NOT want your
social security number! I DO NOT want your credit history! I DO NOT want your personal financial