Banking sector is very significant for healthy economy. One in every of the foremost vital and major roles contend by banking sector is that of loaning and credit creation. State bank of India was founded on 1st July, 1955. Its headquarters is in Mumbai. HDFC was formed in 1978. This study aims to analyse the housing finance performance of these two banks. It is useful for customers to know about the housing loan. This study will help the banking industry for the improvement on their housing finance business model. In the housing finance HDFC Bank is in better position that of SBI. The growth rate is decreased compared to HDFC Bank. So, it is important that SBI wants to concentrates on their housing finance products and activities. It is suggested for the entire bank to take effective steps to improve the operating efficiency of the housing finance sector. HDFC Bank having good brand image in the mind of housing finance. Smt. Prem Parihar "Housing Finance: A Comparative Study of SBI and HDFC Bank" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-5 , August 2021, URL: https://www.ijtsrd.com/papers/ijtsrd45241.pdf Paper URL: https://www.ijtsrd.com/management/business-economics/45241/housing-finance-a-comparative-study-of-sbi-and-hdfc-bank/smt-prem-parihar
International Journal of Trend in Scientific Research and Development (IJTSRD)
Volume 5 Issue 5, July-August 2021 Available Online: www.ijtsrd.com e-ISSN: 2456 – 6470
@ IJTSRD | Unique Paper ID – IJTSRD45241 | Volume – 5 | Issue – 5 | Jul-Aug 2021
Page 1986
Housing Finance: A Comparative Study of SBI and HDFC Bank
Smt. Prem Parihar
Assistant Professor in EAFM, Government Bangur P. G. College, Didwana, Rajasthan, India
ABSTRACT
Banking sector is very significant for healthy economy. One in every
of the foremost vital and major roles contend by banking sector is
that of loaning and credit creation. State bank of India was founded
on 1st July, 1955. Its headquarters is in Mumbai. HDFC was formed
in 1978. This study aims to analyse the housing finance performance
of these two banks. It is useful for customers to know about the
housing loan. This study will help the banking industry for the
improvement on their housing finance business model. In the housing
finance HDFC Bank is in better position that of SBI. The growth rate
is decreased compared to HDFC Bank. So, it is important that SBI
wants to concentrates on their housing finance products and
activities. It is suggested for the entire bank to take effective steps to
improve the operating efficiency of the housing finance sector.
HDFC Bank having good brand image in the mind of housing
finance.
KEYWORDS: SBI, HDFC Bank, Housing Finance performance,
Average
How to cite this paper: Smt. Prem
Parihar
"Housing
Finance:
A
Comparative Study of SBI and HDFC
Bank" Published in
International
Journal of Trend in
Scientific Research
and Development
(ijtsrd), ISSN: 2456-
6470, Volume-5 |
Issue-5,
August
2021,
pp.1986-1988,
URL:
www.ijtsrd.com/papers/ijtsrd45241.pdf
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