LNB Bancorp, Inc.
Appendix to Form 10 - K/A
(for the fiscal year ended December 31, 1999)
S - K Reference Number (99.2)
Annual report on Form 11-K of The Lorain National Bank Stock Purchase Plan (registration number 33-65034)
for the plan year ended December 31, 1999 filed as an amendment to the annual report on Form 10-K.
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON D.C. 20549
FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS
PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
[ X ] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE
ACT OF 1934
For the fiscal year ended December 31, 1999
Note: This Form 11-K is being filed as an amending Appendix to the Form 10-K of LNB Bancorp, Inc. for the
fiscal year ended December 31, 1998 pursuant to Rule 15d-21, therefore no fee is required.
[ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For the transition period from to
Commission file number 0-13203
THE LORAIN NATIONAL BANK STOCK PURCHASE PLAN
(Full title of the plan)
Lorain National Bank 457 Broadway Lorain, Ohio 44052-1769
(Name of issuer of the securities held pursuant to the plan and the address of its principal executive office)
Audited plan financial statements and schedules prepared in accordance with the financial reporting requirements
of the Employee Retirement Income Securities Act of 1974, as amended, are filed herewith in lieu of the
requirements of an audited statement of financial condition and statement of income and changes in plan equity.
Financial Statements and Exhibits
A) The following financial statements and schedules are filed as part of this annual report:
1) Independent Auditors' Report
2) Statements of Assets Available for Distribution to Participants - December 31, 1999 and 1998
3) Statements of Changes in Assets Available for Distribution to Participants - Years ended December 31, 1999
SECURITIES AND EXCHANG