EMPLOYEE RETIREMENT SAVINGS PLAN
TRUSTCORP MORTGAGE COMPANY (Employer) is the sponsor of the above-referenced plan, and the
Employer, pursuant to the provisions reserved to it in the Plan, hereby amends the Plan by the adoption of this
The Employer is amending this Plan to adopt certain provisions of the Economic Growth and Tax Relief
Reconciliation Act of 2001 (EGTRRA). The Employer intends this amendment to be good faith effort to comply
with certain of the requirements of EGTRRA. Accordingly, the Employer intends the Plan Administrator to
construe this Amendment according to EGTRRA and any guidance issued by the Internal Revenue Service with
respect to EGTRRA.
2. Effective Date
Except as otherwise noted, this Amendment shall be effective as of the first day of the first Plan Year beginning
after December 31, 2001.
3. Controlling Provisions
This amendment shall supersede the provisions of the Plan to the extent those provisions are inconsistent with the
provisions of this amendment
LIMITATIONS ON CONTRIBUTIONS
1. Effective Date
This Article shall be effective for "limitation years" beginning after December 31, 2001.
2. Maximum Annual Addition
The "annual addition" that may be contributed or allocated to a Participant's account under the Plan for any
"limitation year" shall not exceed the lesser of:
(a) $40,000, as adjusted for increases in the cost-of-living under Code Section 415(d), or
(b) One-hundred percent (100%) of the Participant's "Code Section 415 Compensation" for the "limitation year."
The "Code Section 415 Compensation" limit referred to in (b) shall not apply to any contribution for medical
benefits after separation from service (within the meaning of Code Section 401(h) or Code Section 419A(f)(2))
that would otherwise be an "annual addition."
INCREASE IN COMPENSATION LIMIT
The annual Compensation of each Participant taken into account in determining