ARTICLES OF INCORPORATION
ALLIED FIRST BANCORP, INC.
The Undersigned, Kenneth L. Bertrand, whose address is 387 Shuman Boulevard, Suite 120W, Naperville,
Illinois 60536, being at least 18 years of age, acting as sole incorporator, does hereby form a corporation under
the General Laws of the State of Maryland having the following Articles:
ARTICLE 1. NAME. The name of the corporation is Allied First Bancorp, Inc. (herein the "Corporation").
ARTICLE 2. PRINCIPAL OFFICE. The address of the principal office of the Corporation in the State of
Maryland is c/o The Corporation Trust Incorporated, 300 East Lombard Street, Baltimore, Maryland 21202.
ARTICLE 3. PURPOSE. The purpose of the Corporation is to engage in any lawful act or activity for which the
corporation may be organized under the General Corporation Law of the State of Maryland (the "MGCL").
ARTICLE 4. RESIDENT AGENT. The name and address of the registered agent of the Corporation in the
State of Maryland is The Corporation Trust Incorporated, 300 East Lombard Street, Baltimore, Maryland
21202. Said resident agent is a Maryland corporation.
ARTICLE 5. INITIAL DIRECTORS. The number of directors constituting the initial board of directors of the
Corporation is six, which number may be increased or decreased pursuant to the Bylaws of the Corporation and
ARTICLE 9 of the Articles of Incorporation, but shall never be less than the minimum number permitted by the
MGCL now or hereafter in force. The names of the persons who are to serve as directors until their successors
are elected and qualified, are:
Name Term to Expire in
William G. McKeown 2002
Kenneth L. Bertrand 2002
Frank K. Voris 2003
Brien J. Nagle 2003
John G. Maxwell, Jr. 2004
Paul F. Renneisen 2004
A. CAPITAL STOCK. The total num