THIS EMPLOYMENT AGREEMENT ("Agreement") is entered into as of _____________, 2001, by and
between Option One Mortgage Corporation, a California corporation (the "Company"), and Robert E. Dubrish
1.01 - Agreement as to Employment. Effective June 30, 2001 (the "Employment Date"), the Company hereby
employs Executive to serve in the capacity set forth in Section 1.02, and Executive hereby accepts such
employment by the Company, subject to the terms of this Agreement. The Company reserves the right, in its sole
discretion, to change the title of Executive at any time.
1.02 - Duties.
(a) Executive is employed by the Company to serve as its President and Chief Executive Officer, subject to the
authority and direction of the Board of Directors of the Company and the Chief Executive Officer of H&R Block,
Inc., a Missouri corporation ("Block") and the indirect parent of the Company. Subject to the foregoing,
Executive will have such authority and responsibility and duties as are normally associated with the position of
President. The Company reserves the right to modify, delete, add, or otherwise change Executive's job
responsibilities, in its sole discretion, at any time. Executive will perform such other duties as are assigned to
Executive from time to time.
(b) So long as Executive is employed under this Agreement, Executive agrees to devote Executive's full business
time and efforts exclusively on behalf of the Company and to competently and diligently discharge Executive's
duties hereunder. Executive will not be prohibited from engaging in such personal, charitable, or other
nonemployment activities that do not interfere with Executive's full-time employment hereunder and that do not
violate the other provisions of this Agreement or the H&R Block, Inc. Code of Business Ethics & Conduct,
which Executive acknowledges having read and understood. Executive will comply fully with all reasonable
policies of the Company