CONSTABLE CONNOR & CO PTY LTD
TRANSPORT ACCIDENT COMPENSATION
Compensation and benefits available under the Transport Accident Act
The Transport Accident Commission (TAC) administers Victoria’s compulsory personal injury
transport accident insurance. The TAC operates a “no fault” compensation scheme, providing
medical and income benefits for accident victims.
The scheme applies to anyone injured in a transport accident in Victoria and, in some cases,
where a Victorian registered vehicle is involved, accidents occurring interstate. “No fault” means
that every person injured in a transport accident is covered, regardless of who is at fault.
TAC “no fault” benefits include:
Reasonable hospital and medical costs, including ambulance, dental, nursing,
rehabilitation and pharmaceutical costs incurred as a result of injury or death in a
transport accident will be reimbursed or paid direct by the TAC.
Non-hospital medical expenses are not payable immediately. You need to pay the
“medical excess” using Medicare or private health insurance in the usual way.
The “medical excess” is approximately $500.00 but the amount is indexed each
Support services such as nursing, short-term attendance, housekeeping and
childcare are available in some circumstances.
Experience tells us that you should retain all invoices and receipts for any of the
above expenses when providing the originals to the TAC to obtain payment or
Loss of earnings/loss of earning capacity.
The TAC expects an injured person to make every reasonable effort to return to
work. If you are medically certified to be unable to work as a result of your
accident-related injuries, the TAC will pay (after the first five working days) up to
80% of your pre-accident weekly earnings (a maximum benefit and time limit
Where a breadwinner has died, a fund is available for division as a lump sum
between the dependent spouse or children, plu