DOMESTIC COLLECTION DATE FACTORING AGREEMENT
This Domestic Collection Date Factoring Agreement (this "Agreement"), dated and effective as of the Effective
Date, is entered into between HELLER FINANCIAL, INC. ("Heller"), with offices at 505 N. Brand Blvd.,
Glendale, CA 91203, Telecopy No: (818) 246-6380, and A.G.S. STATIONERY, INC. ("Client"), whose
address is 3820 South Hill Street, Los Angeles, CA 90037, Telecopy No. (213) 234-9598, and will constitute
the terms upon which Heller will act as the sole factor of Client. Capitalized terms used herein will have the
meanings assigned to such terms in Section 12 of this Agreement.
SECTION 1. SALE, PURCHASE AND APPROVAL OF ACCOUNTS
1.1. Client hereby agrees to sell, assign and transfer to Heller, and Heller hereby agrees to purchase all of Client's
Accounts, with full power to Heller to collect and otherwise deal with such Accounts as the sole and exclusive
owner thereof. Heller will purchase an Account on the shortest selling terms for the Purchase Price thereof upon
receipt by Heller of (a) the invoice copy evidencing such Account or (b) information acceptable to Heller
concerning such Account if such Account has been transmitted by Client to Heller through Transmission.
1.2. (a) Client will submit for Heller's credit approval the credit requirements of Client's customers, a description
of Client's normal selling terms and such other information as Heller requests concerning Client's customers.
Heller may, in Heller's sole credit judgment, establish credit lines for sales to Client's customers on Client's normal
selling terms or on other selling terms approved by Heller by Written Notice. Client may also submit for Heller's
credit approval specific orders from Client's customers and Heller may, in Heller's sole credit judgment, approve
such orders on a single order credit approval basis. All of Heller's credit approvals will be by written Notice
and/or Transmission to Client. All sales to a customer within the credit line established for such c