FOURTH AMENDMENT TO CREDIT AGREEMENT
This FOURTH AMENDMENT TO CREDIT AGREEMENT (this "Amendment") is made as of the 7th day of
November, 2003, by and among PULTE MORTGAGE LLC, a Delaware limited liability company (the
"Borrower"), BANK ONE, NA, as agent under the "Credit Agreement" (as defined below) (the "Agent") and
LASALLE BANK NATIONAL ASSOCIATION (the "Supplemental Lender").
The Borrower, the Agent and certain other Lenders, as described therein, are parties to a Fourth Amended and
Restated Revolving Credit Agreement dated as of March 31, 2003, as amended by a First Amendment to Credit
Agreement dated as of August 1, 2003, a Second Amendment to Credit Agreement dated as of October 6,
2003 and a Third Amendment to Credit Agreement dated as of October 29th, 2003 (as it may be further
amended from time to time, the "Credit Agreement"). All terms used herein and not otherwise defined shall have
the same meaning given to them in the Credit Agreement.
Pursuant to Section 2.10(c) of the Credit Agreement, the Borrower has the right to increase the Aggregate
Commitment by obtaining additional Commitments upon satisfaction of certain conditions. This Amendment
requires only the signature of the Borrower, the Agent and the Supplemental Lender so long as the Aggregate
Commitment is not increased above $350,000,000.
The Supplemental Lender is a new Lender which is a lending institution whose identity Agent will approve by its
In consideration of the foregoing, the Supplemental Lender, from and after the date hereof shall have a
Commitment in the amount shown next to its signature below and on Schedule 1 attached hereto, resulting in a
new Aggregate Commitment of $310,000,000 as of the date hereof, and the Supplemental Lender hereby
assumes all of the rights and obligations of a Lender under the Credit Agreement.
The Borrower has executed and delivered to the Supplemental Lender as of the date hereof, if requested by the
Supplemental Lender, a new Note in the f