$12,000 Los Angeles, California October 15, 1997
For good and valuable consideration, the receipt and sufficiency of which is acknowledged, the undersigned,
A.G.S. Stationery, Inc., a California corporation ("Payor"), hereby promises to pay to Monto Holdings Pty. Ltd.
("Payee"), or order, the principal sum of Twelve Thousand Dollars ($12,000)
with simple interest thereon at a rate of Seven and One-Half percent (7.5%) per annum from the date hereof. All
payments on this Note shall be made at such address as the holder of this Note may advise Payor in writing, in
lawful money of the United States of America.
All interest and the entire principal amount of this Note shall be payable to Payee on the fifteenth day following
the date of delivery by Payee to Payor of written demand therefor (the "Maturity Date") at any time following
December 31, 1998. This Note may be prepaid in whole or in part at any time without penalty.
Payor hereby waives presentment for payment, protest, notice of protest and notice of nonpayment of this Note.
In the event that any suit or proceeding is instituted by the holder of this Note for collection hereof, the holder of
this Note shall be entitled to repayment by the Payor of all costs and expenses incurred in connection therewith,
including court costs and attorneys' fees, regardless of whether a lawsuit is instituted. This Note may be extended
or renewed by the holder hereof, at the holder's option, but no such extension or renewal shall be effective unless
made in writing, and Payor acknowledges that it is not entitled to any such extension or renewal and has been
given no assurance of any nature with respect thereto. No failure on the part of the holder of this Note to
exercise, or delay in exercising, any right, remedy or privilege under this Note shall operate as a wavier thereof,
nor shall a single or partial exercise thereof preclude any further exercise of such right, remedy, power or
privilege. The waiver by the holder of this Note of any