From Send2Press® Newswire » Story Permalink
Women's Interests News
Long-Term Care: The Next Big Women's Issue? Denise Gott,
Predicting New Waves of Protest, Calls for Reform
Edited by Debra Tone
Thu, 16 Jul 2009, 06:29:07 EDT
KIRKLAND, Wash., July 16 (SEND2PRESS NEWSWIRE) -- Long-term care is getting a lot of exposure in the current health-
reform discussions, but we ain't seen nothin' yet, according to Denise Gott, Chairman of the Board of LTC Financial Partners
LLC (LTCFP) - www.ltcfp.com - one of the nation's largest and most experienced long-term care insurance agencies. "Wait
until the most-affected individuals get wind of what's in store for them; all hell could break loose," she says.
And who are those individuals? The millions who succumb to longer-lasting illnesses and
injuries, requiring help with eating, toileting, dressing or moving around?
"No," says Gott. "It's the women who end up caring for them. They're the ones suddenly
forced to provide 24/7 assistance to their husband, parent or other loved one who can't
function on their own anymore." A majority of women will eventually need long-term care
themselves, "but they tend to live longer than men, and social norms still consign females to
the care giving role. So they're the ones who have to sacrifice their futures when they're still
relatively young and fit, with years of productive, enjoyable life still to live."
Long-term care insurance would free women from this forced care giving, since it provides
funds for professional nursing home or in-home care, "but the vast majority of women have no long-term care buffer. No policy
for their husband or mother or father, let alone for themselves." Ordinary health insurance doesn't cover long-term care, nor
does Medicare. Medicaid does, but only for the less affluent who lack assets.
The media's recent attention to long-term care centers around the Community Living Assistance Services and Supports
(CLASS) Act of 2009, which would create a public insurance pro