SECOND AMENDMENT TO LEASE
THIS SECOND AMENDMENT TO LEASE (the "Amendment"), is made and entered into this ______ day of
October, 2000, by and between THE REGENTS OF THE UNIVERSITY OF COLORADO, a body
corporate, for and on behalf of the UNIVERSITY OF COLORADO AT DENVER (the "Landlord"), and
MATRIX BANCORP, a Colorado corporation (the "Tenant").
W I T N E S S E T H:
WHEREAS, Landlord leased certain premises on Floors 13 and 14 (the "Premises") in the building known as
Lawrence Street Center, 1380 Lawrence Street, Denver, Colorado, to Tenant pursuant to that certain Lease
with a reference date of 1999, as amended (hereinafter referred to as the "Lease"), the Premises being more
particularly described therein; and
WHEREAS, Landlord and Tenant acknowledge and agree that the Lease is in full force and effect for the
Premises described therein, and that the Lease Term under the Lease would expire on June 30, 2006; and
WHEREAS, Landlord desires to lease to Tenant, and Tenant desires to lease from Landlord, certain additional
space, as hereinafter set forth, in addition to the Premises defined in the Lease, and
WHEREAS, Landlord and Tenant desire to amend said Lease on the terms and conditions set forth herein.
NOW THEREFORE, in consideration of the Premises and the agreement of each other, Landlord and Tenant
agree that said Lease be, and the same is hereby, amended, as follows:
1. Effective Date. Unless otherwise set forth herein, the terms and conditions contained in this Amendment
become effective as of the date first set forth above (the "Effective Date").
2. Definitions. As of December 1, 2000, Paragraphs #1(d) and (e) of the Lease are deleted and replaced with
(d) "Rentable Area Leased" shall mean the total number of square feet of rentable floor area of office space in the
Premises, and that number is 29,298 square feet.
(e) Tenant's "Proportionate Share" shall be that percentage the Rentable Area Leased is of the Rentable Area.
Such percentage is 16.94%.