CsmrDisc pkt 2008-06-03-01 OPSCR
Thank you for contacting us regarding the disclosure of your consumer file. In response to your request,
enclosed, please find our consumer disclosure materials. Please review all instructions and the “Summary
of Your Rights” to assist you in returning all the required documentation. Your completion of Form
CRD-001 “Request for Disclosure” gives us permission to disclose the information that we currently
maintain in your consumer file. Please sign and mail the “Request for Disclosure”, to the address
specified in the instructions. Additionally, review the “Consumer Disclosure Instructions” items #1 and
#2 to see if you are entitled to a free copy of your consumer file.
We are a consumer reporting agency that assembles and evaluates consumer information and reports that
information to clients for the purpose of residential and employment screening. The information we
maintain is gathered from sources such as public records and landlord-tenant court filings. Under the
regulations of the Federal Trade Commission (FTC), the Fair Credit Reporting Act (FCRA), as amended
by the Fair and Accurate Credit Transactions Act of 2003 (FACTA), we may disclose information about
your credit, court, criminal and other related history to potential housing providers and employers whom
you have authorized to access the information in your consumer file.
We are a reseller of some consumer information such as credit reports obtained from the three national
credit reporting agencies. If you need assistance with your credit report, please refer to the “Obtaining
Your Credit Report” section of the enclosed instructions.
Please note: To ensure your privacy, we are unable to discuss your consumer file with you unless we
have a written disclosure request and sufficient information verifying your identity.
If you have any questions or comments with regard to this information, please do not hesitate to contact
our automated Consumer Relations phone