EXHIBIT 10.2
CREDIT AGREEMENT
dated as of June 1, 2000
among
DELPHI FINANCIAL GROUP, INC.,
THE LENDERS NAMED HEREIN,
FLEET NATIONAL BANK and FIRST UNION NATIONAL BANK
as Co-Syndication Agents
and
BANK OF AMERICA, N.A.,
as Administrative Agent and Collateral Agent
BANC OF AMERICA SECURITIES LLC
as
Sole Lead Arranger and Sole Book Manager
The following Table of Contents has been inserted for convenience only and does not constitute a part of this
Agreement.
TABLE OF CONTENTS
SECTION 1. DEFINITIONS AND ACCOUNTING TERMS.................................................
SECTION 1.1 Certain Defined Terms............................................................
SECTION 1.2 Other Definitional Provisions....................................................
SECTION 1.3 Accounting and Financial Determinations..........................................
SECTION 2. THE COMMITMENTS AND THE LOANS....................................................
SECTION 2.1 Loan Commitment..................................................................
SECTION 2.2 Types of Loans...................................................................
SECTION 2.3 Procedure for Borrowing..........................................................
SECTION 2.4 Funding Reliance.................................................................
SECTION 2.5 Continuation and Conversion Elections............................................
SECTION 2.6 Repayment of Loans...............................................................
SECTION 2.7 Loan Accounts; Record Keeping; Notes.............................................
SECTION 3. INTEREST AND FEES, ETC........