Identity Theft Guide for Victims
Identity Theft Guide for Victims
Identity (ID) Theft
Capital One understands that ID Theft is a growing concern, and it is a frustrating experience for the victims.
We share these concerns and want to arm you with information to protect you from further unauthorized
use of your personal information. Thus, Capital One has partnered with the Federal Trade Commission (FTC)
to offer this step-by-step advice on how to tackle this issue.
ID theft is a very personal crime that occurs when someone uses information such as your name, Social
Security Number, credit card number or other identifying information, without your permission, to commit
fraud. ID Theft is one of the fastest growing crimes in the U.S.
How Does ID Theft Occur?
Here are some common scenarios that thieves use to get your personal information:
Purse/Wallet Theft – They steal
wallets and purses containing
your identification, credit cards,
ATM cards, and other personal
information.
Mail Theft – They steal your mail
including:
Ø bank and credit card
statements
Ø new checks
Ø tax information
Ø medical information
They target unattended
mailboxes or complete a “change
of address form” to divert your
mail to another location.
“Dumpster Diving” – They
rummage through your trash or
the trash of businesses looking
for personal data that they can
use.
Inside Sources – They either have
direct access to information in
your home (i.e. friends, relatives,
roommates, service providers) or
access to businesses you work
with that legitimately have your
information.
Imposters – They pose as
someone who has a valid need
for personal information (i.e.
businesses, government agencies,
employer, landlord, etc.) and trick
victims to divulge that
information. They work their
scams via:
Ø Telephone
Ø Look-alike Internet
Websites
Ø
Internet Pop-Up boxes
Ø Email
They ca