AS OF AUGUST 14, 2000
WELLS FARGO BANK TEXAS, NATIONAL ASSOCIATION
As of August 14, 2000
1901 Capitol Parkway
Austin, Texas 78746
Re: Limited Waiver
Reference is hereby made to that certain Credit Agreement dated as of December 10, 1998 (as the same has
been amended, supplemented or modified from time to time, the "Credit Agreement"), among EZCORP, INC., a
Delaware corporation (the "Borrower"), each of the Lenders and Wells Fargo Bank Texas, National Association
(successor by consolidation to Wells Fargo Bank (Texas), National Association), as Agent for itself and the other
Lenders and as the Issuing Bank. All capitalized terms used and not otherwise defined herein shall have their
respective meanings as set forth in the Credit Agreement.
The Borrower has notified the Agent and the Lenders it is not in compliance with Sections 10.2 (Leverage Ratio)
and 10.5 (Fixed Charge Coverage Ratio) of the Credit Agreement for the Fiscal Quarter ended June 30, 2000
(herein the "Financial Covenant Violations") and has requested the Agent and Lenders not exercise any remedies
as a result of such Financial Covenant Violations.
The Agent, the Lenders and the Issuing Bank hereby agree (i) not to exercise any remedies under the Loan
Documents solely as a result of the Financial Covenant Violations, and (ii) to continue to make Advances and
issue Letters of Credit as long as all the conditions precedent set forth in Section 6.2 of the Credit Agreement are
complied with, except only any non-compliance which results solely as a result of the Financial Covenant
Violations, in each case of (i) and (ii), from June 30, 2000 through and including September 15, 2000 (herein the
"Limited Waiver"). Subsequent to September 15, 2000, the Agent and the Lenders may exercise any and all
remedies as a result of the Financial Covenant Violations.
In connection with the Limited Waiver, Borrower agrees contemporan