FIRST AMENDMENT TO
SECOND AMENDED AND RESTATED LOAN AGREEMENT
THIS FIRST AMENDMENT TO SECOND AMENDED AND RESTATED LOAN AGREEMENT (herein called this “First
Amendment”) made as of May 1, 2009, by and between U.S. HOME SYSTEMS, INC., a Delaware corporation (“Borrower”), and
THE FROST NATIONAL BANK, a national banking association (“Lender”).
W I T N E S S E T H:
WHEREAS, Borrower and Lender have entered into that certain Second Amended and Restated Loan Agreement dated as
of December 19, 2008 (as from time to time amended, modified or restated, the “Original Agreement”) for the purposes and
consideration therein expressed, pursuant to which Lender became obligated to make loans to Borrower as therein provided;
WHEREAS, Borrower and Lender desire to amend the Original Agreement for the purposes expressed herein;
NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements contained herein and in
the Original Agreement, in consideration of the loans which may hereafter be made by Lender to Borrower, and for other good
and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto do hereby agree
DEFINITIONS AND REFERENCES
§ 1.1 Terms Defined in the Original Agreement . Unless the context otherwise requires or unless otherwise expressly
defined herein, the terms defined in the Original Agreement shall have the same meanings whenever used in this Amendment.
§ 1.2. Other Defined Terms . Unless the context otherwise requires, the following terms when used in this First Amendment
shall have the meanings assigned to them in this § 1.2.
“ Loan Agreement ” means the Original Agreement as amended hereby.
“ First Amendment ” means this First Amendment to Second Amended and Restated Loan Agreement.
AMENDMENTS TO ORIGINAL AGREEMENT
§ 2.1. Financial Covenants . Section 11 of the Original Agreement is hereby amended in its entirety to read as follows: