THIRD AMENDMENT TO
DST SYSTEMS, INC.
401(k) PLAN AND TRUST AGREEMENT
WHEREAS, by written instrument dated September 12, 1994, DST Systems, Inc. adopted the DST Systems,
Inc. 401(k) Plan and Trust Agreement (1994 Restatement); and
WHEREAS, DST Systems, Inc., in Section 11.01 reserved the right to amend its said 401(k) Plan and Trust
WHEREAS, DST Systems, Inc. finds it desirable to amend the Plan to change the rules regarding eligibility and
to provide for the transfer of certain Accounts to qualified plans maintained by other employers and UMB Bank,
N.A., as Trustee, agrees to such amendment.
NOW, THEREFORE, DST Systems, Inc. and UMB Bank, N.A. agree that the DST Systems, Inc. 401(k) Plan
and Trust Agreement (1994 Restatement) be amended as follows:
1. Section 1.16 is hereby deleted in its entirety and a new
Section 1.16 is provided to read as follows:
1.16 "Plan Entry Date" means the restated Effective Date and every January 1, April 1, July 1 and October 1
after the restated Effective Date.
2. Section 2.01(a) of the Plan is hereby deleted in its entirety and a new Section 2.01(a) is provided to read as
(A) ELIGIBILITY RULE FOR DEFERRAL CONTRIBUTIONS. Each Employee (other than an Excluded
Employee) becomes a Participant in the Code ss.401(k) arrangement on the Plan Entry Date (if employed on that
date) coincident with or immediately following the date on which he completes one calendar month of Service.
See Section 12.01. Each Employee who was a Participant in the Plan on the day before the Effective Date of this
restated Plan continues as a Participant in the Plan. If, for a Plan Year, an Employee is a Participant solely in the
Code ss.401(k) arrangement, the Employee does not share in the allocation of any Employer contributions other
than deferral contributions.
3. A new Section 11.07 is hereby added to read as follows:
11.07 TRANSFER OF ASSETS TO IFTC PLAN. Effective as of December 31, 1995, Investors Fiduciary