<p>Policy Booklet
Inside you’ll find full details of your Driver Injury Cover
C
ontents
Contents
Page
Policy summary
1
Terms and conditions – about your insurance
6
Meaning of words
7
Contract of insurance
9
Policy conditions
10
What is covered
13
What is not covered
14
Table of benefits
15
Making a claim
17
Complaints and comments
17
Recording calls
18
Data protection
18
Financial Services Compensation Scheme (FSCS)
20
Tesco Bank Driver Injury Cover policy summary
Some important facts about your Tesco Bank Driver Injury Cover policy are summarised below.
This policy summary does not describe all the terms and conditions of your policy, so please
take time to read the full policy wording starting on page 7 in this booklet to make sure you
understand the cover provided. This summary does not form part of your contract of insurance.
About your insurance
This policy is administered by Tesco Bank and is underwritten by Tesco Underwriting Limited.
Duration of contract
The standard duration of this policy is normally 12 months from the date on which the cover
starts. However, if you add this cover during the period of your Tesco Bank Car Insurance policy,
the updated schedule will confirm the actual date your policy starts and ends.
Insurance cover
This policy provides the policyholder and all permanent named drivers on the Tesco Bank Car
Insurance policy with the benefit amounts in the table on the following page, up to the overall
total limit, in the event that the defined injuries are caused by an accident when driving the
insured car.
P
olicy sum
m
ary
1
Significant features and benefits
1. Payments are made to the driver whether they, or any other party, are at fault.
2. Payments are made regardless of any compensation due from another party or any other
insurance you may have.
3. No need to wait for liability disputes or court settlements to be resolved - prompt payout
as soon as a medical expert verifies your claim.
4. Cover applies in the same geographical limits as the Tesco Bank Car