Exhibit 10.6 Security Agreement
DATED AS OF: February 20, 2002
DEBTOR: Genesis Financial, Inc.
200 North Mullan Road, Suite 217
Spokane, WA 99206, and
SECURED PARTY: Temporary Financial Services, Inc.
200 North Mullan Road, Suite 213
Spokane, Washington 99206
1. GRANT OF SECURITY INTEREST. Debtor hereby grants to Secured Party a continuing security
interest in the following described property of Debtor, and any additions, attachments and accessions
thereto and all products and proceeds thereof, together with all guarantees, liens and securities in
connection therewith (collectively, the “Collateral”):
All assets, including: All inventory, accounts, accounts receivable, chattel paper, documents,
instruments, contract rights, real estate loans held for resale, insurance proceeds, trademarks,
tradenames and other general intangibles, furniture, fixtures, equipment, and all proceeds thereof,
now owned and hereafter acquired.
2. OBLIGATIONS SECURED
2.1 The security interest granted hereby is to secure payment of a Warehousing Line of Credit
Promissory Note dated February 20, 2002 (the “Note”) and performance of all liabilities and
obligations of Debtor to Secured Party of every kind and description, direct or indirect, absolute
or contingent, due or to become due, now existing or hereafter arising, including but not limited to
indebtedness and obligations with respect to LENDER agreements, notes, advances, letters of
credit, acceptances, foreign exchange contracts, suretyships, guaranties, endorsements, and
checks drawn with non-sufficient funds, together with any