American Integrity Insurance Company is First to
Launch Vacant Home Insurance Policy in Florida
August 17, 2010 11:04 AM Eastern Daylight Time
TAMPA, Fla.--(EON: Enhanced Online News)--American Integrity marked a first among Florida-based insurance
companies by launching an insurance policy to cover vacant homes. The policy will insure unoccupied homes, on a
long or short term basis and addresses a growing and unmet need in the sunshine state. The American Integrity
program provides an alternative to policies sold by unregulated insurance companies who currently sell a vacant
home product at higher rates with high, additional policy fees.
Due to the recent economic challenges Floridians face, the amount of vacant properties are estimated to be at record
levels making this insurance product even more timely. Bob Ritchie, American Integrity’s President and CEO said, “I
applaud regulators for working with us to address this critical need in the state’s housing market. Floridians have had
very few options when trying to insure a vacant home.”
American Integrity’s Vacant Home policy is an innovative solution to the trend among property insurance companies
who are canceling coverage on vacant homes. Typical homeowner’s insurance policies exclude coverage for claims
if the home is vacant for over 30 days.
Maggie Bryant, of Bryant Coverall Insurance in Eustis commented, “Customers don’t always realize that standard
home insurance policies exclude or limit coverage when a home becomes vacant. We always advise the customer to
get coverage specifically suited for an unoccupied home.”
Consumers can determine if they need a vacant home insurance policy, if they answer yes to any of the following
• Do you own a rental property and “in-between” tenants to occupy the home?
• Are you trying to sell your house, and moved out?
• Does your current insurance exclude vandalism coverage or limit coverage for a vacant dwelling?
• Have you moved out of state, undecided about returning, and w