NATIONAL CITY CORPORATION
SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN
(as Amended and Restated July 1, 2002)
ARTICLE 1. THE PLAN AND ITS PURPOSE
1.1 AMENDMENT AND RESTATEMENT OF THE PLAN. The following are the provisions of the National
City Corporation Supplemental Executive Retirement Plan (herein referred to as the "SERP") effective as of July
1, 2002 (herein referred to as the "Effective Date"), which is an amendment and restatement of the SERP which
was in effect prior thereto (hereinafter referred to as the "Prior Plan"). The SERP as amended and restated herein
is effective as of the Effective Date with respect to certain employees who retire, become disabled, die or
otherwise terminate employment on or after the Effective Date. Benefits with respect to Employees who retired,
became disabled, died or otherwise terminated employment prior to the Effective Date shall be governed by the
provisions of the Prior Plan.
1.2 PURPOSE. The purpose of the SERP is to provide for the payment of certain pension, disability and
survivor benefits in addition to benefits which may be payable under other plans of the Corporation. The
Corporation intends and desires by the provisions of the SERP to recognize the value to the Corporation of the
past and present service of employees covered by the SERP and to encourage and assure their continued service
to the Corporation by making more adequate provision for their future security than other plans of the
1.3 OPERATION OF THE SERP. The SERP shall be administered by the Plan Administrator.
ARTICLE 2. DEFINITIONS
2.1 DEFINITIONS. Whenever used herein, the following terms shall have the meanings set forth below, unless
otherwise expressly provided. When the defined meaning is intended, the term is capitalized.
(a) "Accrued Benefit" shall mean as of any time the benefit to be provided an Participant expressed in the form of
a single life annuity commencing on such date that is equal to the amount determined by subtractin