EXCLUSIONS FROM COVERAGE
This policy does not cover the following.
1.
Eye glasses or prescription therefor, or equipment for corrective treatment of
refractory errors.
2.
Special appliances, except as noted in section B and C above.
3.
Transportation costs, except ambulance service.
4.
Suicide, or the attempt thereat, while sane or insane.
5.
Accidents occurring in consequence of riding as a passenger or otherwise in any vehicle
or device for aerial navigation, except as a fare-paying passenger in an aircraft operated by a
scheduled airline maintaining regular published schedules on a regularly established route.
6.
Dental treatment, dental X-rays, dentures, except for accidents to sound, natural teeth.
7.
Health treatments or examinations or elective operations,where no injury or sickness
is involved.
8.
Expenses covered by other insurance.
9.
Loss caused by war or any act of war (declared or undeclared).
10. Any Injury or Sickness for which medical advice or treatment was recommended by or
received from a physician during the 31 day period preceding the Insured’s effective date.
11. Pregnancy, childbirth or miscarriage.
TERRITORIAL LIMITATIONS
This policy covers only injury and sickness while the Insured Person is engaged in a trip away
from his place of domicile.
NOTICE OF CLAIMS
All claims must be processed through American International Companies. Duplicate copies of
the claim forms (provided by CIEE or obtainable by writing to American International
Companies) should be submitted, together with particulars fully substantiating each claim,
immediately after the date of the accident or commencement of illness, and in any case, before
departure, if possible. If available, bills for initial expenses should be sent to American
International Companies with the claim forms. All subsequent bills should likewise be sent to
American International Companies. All charges must be substantiated with statements
submitted by doctors, hospitals, pharmacies, etc. before payment on a claim can be made.
Please refer to the in