VA HOME LOANS
The American Legion
National Economic Commission
IMpOrtANt VA WEbSItES
The main VA Home Loan Guaranty website:
http://www.homeloans.va.gov/
For specific VA forms visit:
http://www.va.gov/vaforms/
For the VA portal (registration required):
https://vip.vba.va.gov
Information on the
Specially Adapted Housing Grant (SAH):
http://www.homeloans.va.gov/sah.htm
INcrEASEd ENtItLEMENt
The Veterans Benefits Act of 2004
increased VA home loan eligibility.
Veterans who qualify for the home loan
benefit may obtain a no down payment
home loan of up to $417,000. Qualified
veterans purchasing a home in the high
cost areas of Alaska, Guam, Hawaii and the
U.S. Virgin Islands may obtain a no down
payment home loan of up to $625,500.
The American Legion
National Economic Commission
1608 K Street NW
Washington D.C. 20006
Phone: 202-861-2700
Email: econ@legion.org
www.legion.org
Stock# 00-000
Artwork# 06ECON0907
GENErAL rULES
FOr ELIGIbILItY
Military Service Requirements
for VA Loan Eligibility:
For all official eligibility determinations please refer to the VA Home Loan Service
Active Duty Service Personnel
If you are now on regular duty (not active
duty for training), you are eligible after
having served 181 days (90 days during the
Gulf War) unless discharged or separated
from a previous qualifying period of active
duty service.
Selected Reserves or National Guard
If you are not otherwise eligible and you
have completed a total of 6 years in the Se-
lected Reserves or National Guard (member
of an active unit, attended required weekend
drills and 2-week active duty for training)
Gulf War - Service during period 8/2/1990
to date yet to be determined
Completed 24 months of continuous active
duty or the full period (at least 90 days) for
which you were called or ordered to active
duty, and been discharged under conditions
other than dishonorable.
Wartime - Service during periods
• WWII 9/16/1940 to 7/25/1947
• Korea 6/27/1950 to 1/31/1955
• Vietnam 8/5/1964 to 5/7/1975
For vetera