~AUTO ACCIDENT INSURANCE CAIM~ Getting
Reimbursed For Your "Pain and Suffering"
by: Dan Baldyga
You’ve had a motor vehicle accident some time ago when a local character by the
name of Fred Fuddle smashed into your rear end but now you're in the home
stretch with his Adjuster, I. M. Strong, and you’re going to be paid for your loss
by Strong’s employer, Rock Solid Insurance. A good portion of it will be for your
"Pain and Suffering". That is, in the lingo of insurance claim settlements, your
"Compensatory Damages". Let's talk about that:
BODILY INJURY PAIN: How much pain can an individual stand? The answer
to that is: Reaction to pain not only differs with each of us, but often within each
of us. While pain can usually be scientifically measured, the limits of human
endurance cannot. We all have a different "Pain Threshold" - - that is, the point at
which we begin to feel physical distress as we enter into, and then deal with, a
period of suffering.
A lot depends on what's going on in your life and how you experience it.
Temperament and psychological factors are involved. Like, for example, your
personal life is in a shambles (for any number of reasons) and that has hindered
your ability to recover. Or, perhaps the company you work for is on the brink of
The mechanism through which you feel an injury is so complicated that there are
times when the same pain appears to be more (or less) than that of previous days.
For example: one day you have a problem that causes you to complain endlessly.
This makes you impossible to live with and your pain seems to be much stronger.
Yet, a similar situation on a much better day, doesn’t upset you so profoundly and
the pain is not nearly as bad.
YOUR "PAIN AND SUFFERING" (Your “Compensatory Damages“): The type
of injury you suffered, as a result of Fred Fuddle crashing into you (plus the
nature and length of your treatment) are two of the best indicators for both the
adjuster and Rock Solid Insurance to consider regarding the "Pain and Suf