Virginia National Bank Rewards Program Membership Fee:
Bonus Points Promotion:
Cardmember will earn 5,000 bonus points with the first signature
point-of-sale (POS) transaction upon enrollment. Bonus points will be
awarded to existing debit card customers who will be automatically
enrolled and to all new debit card customers upon their enrollment.
After, and in addition to the promotional period, points will accrue
as described in the section titled "Earning Points."
TERMS AND CONDITIONS
The Rewards Program Terms are separate from the terms of your Debit
Card Agreement. From time to time, we may change the Program Terms.
When any change is made, we will post revisions at www.vnb.com and/or
we will notify you in writing, as applicable. It is your responsibility to review
the Program Terms to be aware of any changes.
The Program is administered by Star Processing, Inc., an independent
company that is not affiliated with Virginia National Bank.
We reserve the right to alter, change, or terminate any Program feature or
benefit prospectively or retroactively, including, without limitation, partici-
pation fees, point accrual or redemption criteria, and to cancel or tem-
porarily suspend the program at any time without notice.
Virginia National Bank Rewards Program eligibility is restricted to
Cardmembers who maintain a checking and debit card account in good
standing with Virginia National Bank. We reserve the right to approve,
deny or revoke membership in the Virginia National Bank Rewards
Program (or the "Program") to any individual for any reason whatsoever.
Membership will be renewed automatically each year as long as account
is in good standing, unless Cardmember notifies us of cancellation.
Cardmember will earn one point for each $1.00 of Net Purchases for sig-
nature-based transactions on the enrolled account. Cardmember will earn
one point for each $2.00 of Net Purchases for PIN-based transactions on
the enrolled account. “Net Purchases" shall mean purchases of goods and