Exhibit 10 j.
OneCap Loan Agreement
This Loan Agreement (the "Agreement") is made and entered into this 22 day of October 2001 by and
between Cyberlux Corporation, a Nevada corporation ("Debtor") and OneCap, a Nevada corporation
WHEREAS, Debtor requires financing for tooling, circuitry, and registration costs associated with the
application for public listing of Debtor's common stock; and
WHEREAS, Lender desires to provide such financing, upon the terms and conditions contained within this
NOW, THEREFORE, in consideration of the mutual representations, warranties and covenants
contained herein, and on the terms and subject to the conditions herein set forth, the parties hereby agree as
As used in this Agreement, the following terms shall have the meanings set forth below:
1.1 Closing . "Closing" shall mean the closing of the transaction contemplated by this Agreement, which
shall occur at 10:00 a.m., Pacific Standard Time, on the Closing Date in the offices of OneCap, or at such other
time and place as shall be mutually agreed in writing by the parties hereto.
1.2 Closing Date . "Closing Date" shall mean October 22, 2001, unless otherwise mutually agreed in
writing by the parties hereto.
Terms and Conditions of Loan
2.1 Loan . Subject to and upon the terms and conditions contained herein, at the Closing, Lender shall
loan to the Debtor the principal sum of ONE HUNDRED SEVENTY THOUSAND DOLLARS
($170,000.00). The specific uses of the proceeds from said loan, and the specific payees of the proceeds from
said loan, shall be attached hereto and incorporated herein by reference at Exhibit A. The loan shall be made to
Debtor at the Closing, in exchange for Debtor's execution of a Secured Promissory Note (the "Note"), the form
of which is attached hereto and incorporated herein by reference at Exhibit