NOTES TO FINANCIAL STATEMENTS
DECEMBER 31, 2008
Other
Under the Trust's organizational documents, its officers and directors are indemnified against certain liability
arising out of the performance of their duties to the Trust. In the normal course of business, the Trust enters into
contracts that provide indemnification to the other party or parties against potential costs or liabilities. The Trust's
maximum exposure under these arrangements is dependent on claims that may be made in the future and,
therefore, cannot be estimated. The Trust has had no prior claims or losses pursuant to any such agreement.
2. FEES AND TRANSACTIONS WITH AFFILIATES
Administrative Services Agreement
The Manager and the Trust entered into an Administrative Services Agreement which obligates the Manager to
provide or oversee administrative and management services to each Fund. As compensation for performing the
duties required under the Administrative Services Agreement, the Manager receives an annualized fee of 0.05%
of the average daily net assets of the Institutional Class of the S&P 500 Index Fund, International Equity Index
Fund and the Small Cap Index Fund and an annualized fee of 0.25% of the average daily net assets of the
PlanAhead Class of the S&P 500 Index Fund.
Service Plans
The Manager and the Trust entered into a Service Plan that obligates the Manager to oversee additional
shareholder servicing of the PlanAhead Class of S&P 500 Index Fund. As compensation for performing the
duties required under the Service Plan, the Manager receives 0.25% of the average daily net assets of the
PlanAhead Class of the S&P 500 Index Fund.
Subadministration Agreement
The Trust, the Manager and BlackRock Advisors, LLC ("BlackRock") entered into a Subadministration
Agreement that obligates BlackRock to provide certain other administrative services to the Small Cap Index
Fund and the International Equity Index Fund. As compensation for performing these services, BlackRock
receives an annualized fee of 0.08%