ADDENDUM NO. 1
TAX REFUND FUNDING AGREEMENT
(FOR 1998 TAX SEASON)
This Addendum No. 1 To Tax Refund Funding Agreement (For 1998 Tax Season (the "Addendum") is to the
Tax Refund Funding Agreement of September 29, 1997 (the "Agreement"), which is by and among First
Republic Bank, a Pennsylvania banking corporation ("First Republic"), Hewfant Inc., a Virginia corporation
("Hewfant") and Jackson Hewitt Inc., a Virginia corporation (which, together with its affiliates and franchisees
(each an "Affiliate"), as applicable, is referred to as "JHTS").
This Addendum designates the provider of Bank Products, provides the various fees and charges to be imposed
on taxpayers by the Bank, JHTS and Hewfant during the 1998 Tax Season on those Bank Products, how and
when those fees and charges are to be disbursed, and the number of Bank Products to be provided by Hewfant
for such Tax Season. This Addendum supersedes and entirely replaces any prior Addendum and will be the only
Addendum in effect for the 1998 Tax Season. Capitalized terms used in this Addendum are as defined in the
1. BANK. First Republic designates County Bank of Rehoboth Bank, Delaware in participation with First
Republic, as the Bank that will offer the Bank Products.
2. BANK PRODUCTS. Hewfant will use reasonable efforts to provide First Republic with approximately
300,000 Bank Products during the 1998 Tax Season.
3. LOAN LIMITS. Bank will make no RALs under the Program for less than Two Hundred Dollars ($200) or
for more than Four Thousand Dollars ($4,000). These RAL limitations are inclusive of all fees authorized
pursuant to the Agreement.
4. BANK FEES AND CHARGES. The following fees and charges shall apply to all ACRs and RALs during the
1998 Tax Season:
a. ACR Handling Fee $24.00
b. Bank Fee
The ACR Application Fee and Electronic Filing Fee, if any, shall be determined by each JHTS affiliate originating
ACR/RAL transactions. The ACR Application Fee determined by a JHTS affiliate shall be