PROMISSORY NOTE
THESE SECURITIES AND THE SHARES ISSUABLE UPON CONVERSION HEREOF, HAVE NOT
BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES
ACT"), OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE SOLD OR OFFERED FOR
SALE IN THE ABSENCE OF AN EFFECTIVE REGISTRATION STATEMENT FOR THE SECURITIES
OR AN OPINION OF COUNSEL OR OTHER EVIDENCE ACCEPTABLE TO THE CORPORATION
THAT SUCH REGISTRATION IS NOT REQUIRED.
$70,000 November , 1999
FOR VALUE RECEIVED, NATURAL HEALTH TRENDS CORP., a Florida corporation, having an office at
250 Park Avenue, New York, New York (the "Maker"), hereby promises to pay to the order of Domain
Investments, Inc., (the "Payee"), at the office of the Payee at , or at such other place as the Payee of this Note
may designate in writing from time to time, the principal sum of $70,000 together with interest thereon at the rate
of 10% per annum on demand.
The following shall be deemed "Events of Default" hereunder:
(a) If any payment hereunder shall not be made when due;
(b) if the Maker shall fail to perform or comply with any of the other terms, covenants, or conditions of this Note;
(c) if Maker ceases doing business as a going concern, or makes or sends notice of an intended bulk sale or
makes an assignment for the benefit of creditors;
(d) if any proceedings are commenced by or against Maker under any bankruptcy, reorganization, arrangement,
insolvency, readjustment of debt, receivership, liquidation or dissolution law or statute of any jurisdiction, whether
now or hereafter in effect; or
(e) if a receiver, trustee or conservator be appointed for any of Maker's property.
Unless the Payee otherwise elects, in the Payee's sole discretion, this Note shall automatically become
immediately due and payable, without further notice or demand, upon the occurrence of any event of default
hereinabove described. Upon the acceleration of the entire or any portion of the unpaid balance of this Note, the
holder, without prejudice to any other right