The Law Strengthens
â€“ Many free preventive services such as flu shots and
mammograms and a free annual wellness visit with
â€“ A 50% discount on covered brand-name medications
for those in the prescription drug donut-hole. The
donut-hole will be closed in 2020.
â€“ Strong anti-fraud measures, including tougher penalties
â€“ Tools that help doctors spend more time with you and
improve care coordinationâ€”just like they do at leading
More to Come
In 2014, families and small business owners who buy their
own coverage can shop for private health insurance in a
new, competitive marketplace in their State called an
Affordable Insurance Exchange. As a result, Americans will
have access to affordable health coverage and the same
kinds of choices as Members of Congress.
HealthCare.gov is a federal government website,
managed by the U.S. Department of Health & Human Services
200 Independence Avenue, S.W. - Washington, D.C. 20201
The Health Care Law
In March 2010, the Affordable Care Act Became Law.
The Law Stops Insurance Companies
From Taking Advantage of You
It makes it illegal for insurance companies to:
â€“ Deny coverage to children because of a pre-existing
condition like asthma and diabetes.
â€“ Put a lifetime limit on how much care they will pay for if
you get sick.
â€“ Cancel your coverage when you get sick by finding a
mistake on your paperwork.
The Law Makes Health
Care More Affordable
Saving You Money
Before, insurance companies spent as much as 40 cents
of every premium dollar on overhead, marketing and CEO
Today, we have the new 80/20 rule: Insurance companies
must spend at least 80 cents of your premium dollar on
your health care or improvements to care â€“ or you get
Holding Insurance Companies
Before, insurance companies could raise your premiums
by double digits without justification.
Today, for the