American Express and Jean Chatzky Present “The
National Money Night Talk” on September 16,
Parents Can Access Online Tips and Resources from Jean Chatzky to Prepare for “The Talk”
September 13, 2010 02:19 PM Eastern Daylight Time
NEW YORK--(EON: Enhanced Online News)--On September 16, families around the country are encouraged to
sit down and talk about money and financial responsibility as part of “The National Money Night Talk” program,
presented by American Express and personal finance expert Jean Chatzky.
Parents can prepare to have “the talk” with their teens and young adults by accessing exclusive content from Jean
Chatzky available at www.moneynighttalk.com. The resources on the site include how-to videos, frequently asked
questions and talk points, which have been endorsed by the Council for Economic Education based on the
organization’s national content standards.
Jean Chatzky, a personal finance expert and author of a new book for teens Not Your Parents' Money Book,
tailored the site’s tips and talking points to three different tracks based on age: middle school, high school and
college. The full list of tips is available at www.moneynighttalk.com, but a few highlights include:
l Middle School: Help your middle school students understand how much it would cost them to set up an
apartment on their own with all the conveniences of home. Share a utility, grocery or cell phone bill with your
kid and show them the breakdown. Ask them if they think that's higher or lower than is reasonable. At the
end, take a few minutes to add up the cost of all the bills you pay each month.
l High School: Encourage your high school student to establish a habit of always saving part of the money they
have coming in (10 percent is recommended). Offer your teen two tricks to saving: know what they're saving
for and have a plan on how to get there. That means they should establish what their short, medium, and long-
term goals are then help them figure out how much money they should put asid