IMPORTANT INFORMATION REGARDING
YOUR RETIREMENT SAVINGS PLAN
Why are changes being made to the plan?
We believe that the movement from individual 403(b)
contracts, our existing model, to a group contract/plan
will be beneficial from both a fee and investment oppor-
tunity basis. In our negotiations with Diversified, we were
able to put together an outstanding array of funds
throughout all investment categories. We were also very
attuned to the fee structure that you were investing in
and believe that we have done extremely well in balancing
fees versus service.
Having multiple providers creates numerous administra-
tive and compliance issues, and consolidating these
diverse programs into one program will streamline plan
administration. As previously communicated, Diversified
will assume the role of sole recordkeeper and an invest-
ment fund provider for the All Children’s Health System,
Inc. 403 (b) Savings Plan beginning December 1, 2007.
We believe these changes will help simplify and encourage
your active participation in saving and planning for your
Why was Diversified chosen as service provider to the
All Children’s Health System, Inc. 403(b) Savings
There are many factors to consider when selecting a
provider, just as there are many fine providers to choose
from. All Children’s Health System, Inc. felt that
Diversified offered the best overall package of services.
Some areas in which Diversified ranked highly include:
Experience: Diversified has been in the retirement plan
business for over 50 years. Retirement plans are its only
business. Diversified has a track record of innovation and
quality service that makes it one of the nation’s leading
retirement plan companies.
Investments: Diversified employs a unique process for the
selection and monitoring of investment managers. In
addition to its own funds, Diversified will offer several
funds from other investment companies. See the chart on
We are extremely pleased about exciting changes to our retirement program, wh