Discount Health Insurance Plans
Written By: Matthew Peterson – http://instantquotedinsurance.info
There are a few scams going around on the internet today and a lot of people
are falling for them without realising until later what has actually happened.
The scam includes people offering discount health cards that tell people they
will save money due to the fact that they will be getting discounts when they
visit the doctor, a hospital, buy prescribed medication from a pharmacy and
many other health related solutions.
The discount health insurance cards are illegitimate because they are being
sold as discount health insurance plans, when in fact they are actually just
discount cards. The difference between the two is quite simple; discount
cards offer discounts for medication that you have to pay for, but you still
pay for visiting the doctor whereas discount health insurance plans cover the
medical bills that would build up from all these medical needs.
Many people have stopped their current health plans and moved onto
discount cards, which is the worrying part for most people as they did not
have a firm grasp on the situation in the first instance. Also, many companies
overstate their discounts and fees such as administrative fees may be
included without prior knowledge, this will end up costing you a lot more in
the long run, and you must be aware of this.
To stop such a scam from happening you to, a few measures must be taken:
- The first thing you need to do is to know the difference between discount
health insurance plans and a discount card. The company is responsible for
providing you with all the information, but the most important information
may be hidden in the fine print.
- Look at the price of each plan and make sure that they are matching or even
doing better than competitors when offering the same coverage. Who would
want to pay more money if they are not getting any additional benefits
- Lastly make sure when you are speaking to a rep