This is a summary of the policy and does not contain
the full terms and conditions of the cover, which can be
found in your policy booklet. It is important that you
read your policy booklet carefully when you receive it.
Who is the Insurer?
The insurer of this policy is Norwich Union Insurance
Limited, trading as Norwich Union Direct.
What is Norwich Union Direct Annual Multi-trip
The Norwich Union Direct Annual Multi-trip Travel Insurance
policy protects you during the period of insurance for
holidays taken in the area you have selected up to the
maximum duration you have selected (as shown on your
Holidays in the UK are covered under this policy if each one
includes two or more consecutive nights stay in pre-booked
Some of the covers summarised are optional and these are
clearly marked as such. If you have selected any of these
options, they will be clearly marked on your policy schedule
Pre-existing medical conditions
It is important that you tell us at the start date and/or date
of booking any trip if any insured person, your travelling
companion or any person upon whom the travel plans
would depend e.g. a close relative or close business
associate, suffers from a medical condition. If you do not
provide this information we may not pay claims due to
these medical conditions.
You must advise us if between buying your policy or
booking your trip and the departure date you or anyone
upon whose good health the trip depends receives medical
advice for a potentially serious illness or injury and we will
advise you how this affects your cover.
What are the benefits and features of Annual
Multi-trip Travel Insurance?
Your policy includes the following significant features
and benefits, which are explained in detail in your policy
booklet. Limits apply per person (except under Pet Care).
• Cancellation Charges up to £5,000 – refund of non-
recoverable travel and accommodation costs should
you have to cancel your trip due to any of the reasons
stated in y