ASIFlex FSA Debit Card Explained
How do I request a debit card, and how much does it cost?
The debit card is optional, so you must complete an application to get it. There is no annual fee for the debit card.
When you sign up for the card, you will receive two debit cards. However, if you lose your card and request a new
one, ASI will charge a $5 fee from your flexible spending account (FSA) for the replacement card.
How does the debit card work?
When you apply for a debit card, ASI programs your card with the full amount in your flexible spending account
for the entire plan year. This means if your annual contribution amount is $1,000, ASI will program your card for
$1,000 starting on the first day of the plan year. (If you apply for the debit card after you have submitted claims
for reimbursement, ASI will program your debit card for the remaining balance in your flexible spending account.)
Even though it’s a debit card, always choose the “credit” option when you swipe it through the credit card
machine. There is no PIN number to use. When you swipe your card, the credit card machine checks for:
1. Available funds in your flexible spending account.
2. The Merchant Category Code (MCC) of the merchant you purchase goods or services from.
3. Stores with an Inventory Control System in place that confirms at the point-of-sale that any items
purchased qualify for FSA reimbursement.
If I use my debit card, do I have to file a claim and send supporting documentation to ASI?
In most cases, yes, so keep all receipts for debit card purchases. ASI will let you know if you need to submit
a claim form. Do not submit documentation until you receive a notice asking for it.
Does the debit card work at any merchant?
No. You cannot tell before using the card if the merchant’s category code is set as a medical provider. Here’s what
In almost all cases, the card does not work at Safeway, other grocery stores, or general merchandise
stores (even at their pharmacy counter).
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