Credit Card Processing
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It comes as a surprise how credit cards have
found their way into our lives (and out wallet).
Credit cards have gradually turned into becoming
a necessity (rather than luxury). You can find
credit card processing machines in almost all the
shops today. With the advent of internet, online
credit card processing has become popular too.
‘Credit card processing’ as such is a really
interesting topic. This article tries to put into
perspective the people, systems and the
equipment that go into credit card processing.
First, let’s check the equipments used for credit
card processing. So, there are credit card
processing softwares for online credit card
processing, there are credit card processing
machines (i.e. the credit card reading machines at
shops), there are data verification/validation
devices/softwares that verify the security
information on credit cards, there are
communication devices/systems that enable safe
transfer of credit card information from one point
to another, and then there are other credit card
processing equipments like the credit card
processing equipment that is used for the
preparation of the actual plastic (credit card).
Then there are various service providers that
provide services related to credit card processing.
There are suppliers for credit card processing
equipment and suppliers for online credit card
processing services. Then there are postal and
courier service that help deliver credit card bills
in time. There are merchants/petrol-bunks etc
which provide facility of payment collection
boxes at their premises (another important aspect
of credit card processing).
Besides that there are complete systems for
processing credit card applications, there are
systems for credit card bill processing/generation,
there are people at call centres who help in
addressing the queries from credit card holders
and, very importantly, there are people (sales
representatives) who help you in filling the credit