NATIONAL CITY CORPORATION
SUPPLEMENTAL CASH BALANCE PENSION PLAN
(as Amended and Restated November 1, 2001)
ARTICLE 1. THE PLAN AND ITS PURPOSE
1.1 Amendment and Restatement of the Plan. The following are the provisions of the National City Corporation
Supplemental Cash Balance Plan (herein referred to as the "Plan") effective as of November 1, 2001 (herein
referred to as the "Effective Date"), which is an amendment and restatement of the Plan which was in effect prior
thereto. The Plan as amended and restated herein is effective as of the Effective Date with respect to certain
employees who retire, become disabled, die or otherwise terminate employment on or after the Effective Date.
Benefits with respect to Employees who retired, became disabled, died or otherwise terminated employment
prior to the Effective Date shall be governed by the provisions of the relevant plans in effect on the date of such
death, disability, retirement or other termination and not by the provisions of the Plan.
1.2 Purpose. The purpose of the Plan is to provide for the payment of certain pension and survivor benefits in
addition to benefits which may be payable under other Plans of the Corporation. The Corporation intends and
desires by the provisions of the Plan to recognize the value to the Corporation of the past and present service of
employees covered by the Plan and to encourage and assure their continued service to the Corporation by
making more adequate provision for their future security than other Plans of the Corporation provide.
1.3 Operation of the Plan. The Plan shall be administered by the Plan Administrator.
ARTICLE 2. DEFINITIONS
2.1 Definitions. Whenever used herein, the following terms shall have the meanings set forth below, unless
otherwise expressly provided. When the defined meaning is intended, the term is capitalized.
(a) Accrued Benefit: The benefit to which a Participant is entitled at any date expressed as a monthly benefit
payable in the form of a single life