SECOND AMENDMENT TO SECURED LOAN AGREEMENT
This SECOND AMENDMENT TO SECURED LOAN AGREEMENT ( this "Amendment") is dated as of
March 30, 2005 and is entered into by and between SILVON SOFTWARE, INC., an Illinois corporation
("Borrower"), and JDA SOFTWARE GROUP, INC., a Delaware corporation ("Lender").
A. Borrower and Lender entered into that certain Secured Loan Agreement dated as of May 8, 2001, as
amended by that certain First Amendment to Secured Loan Agreement dated as of November 30, 2004
between Borrower and Lender (as the same may hereafter be amended, restated, supplemented or otherwise
modified from time to time, the "Loan Agreement") pursuant to which, among other things, Lender agreed,
subject to the terms and conditions thereof, to make a loan to Borrower.
B. Borrower has requested that Lender (i) extend the maturity date of the loan under the Loan Agreement and (ii)
permit Borrower to incur $1,000,000 of indebtedness from Michael J. Hennel, Patricia Hennel, Bridget Hennel
and Frank Bunker (collectively, the "Subordinated Lenders" and each, individually, a "Subordinated Lender").
C. Lender has agreed to such amendments on the terms and conditions hereinafter set forth.
NOW, THEREFORE, in consideration of the premises and other good and valuable consideration, the receipt
and adequacy of which are hereby acknowledged, the parties hereto agree as follows:
SECTION 1. DEFINITIONS. Capitalized terms used in this Amendment, unless otherwise defined herein, shall
have the meaning ascribed to such terms in the Loan Agreement.
SECTION 2. RECITALS. The foregoing Recitals are hereby made a part of this Amendment.
SECTION 3. AMENDMENTS TO THE LOAN AGREEMENT. Subject to satisfaction of the conditions set
forth in Section 4 hereto, effective as of the date hereof, the Loan Agreement is amended as follows:
3.1 The Recital to the Loan Agreement is hereby amended and restated as follows:
"The Borrower wishes to borrow from the Lender and the Lende