Exhibit 10.195
AMENDMENT NO. 3 TO INDENTURE OF TRUST (this "Amendment"), dated as of March 1, 1999, by and
between LITCHFIELD HYPOTHECATION CORP. 1998-A, a corporation organized under the laws of the
State of Delaware (the "Issuer"), and THE CHASE MANHATTAN BANK, a New York banking corporation,
as trustee (together with its permitted successors in the trusts hereunder, the "Trustee").
W I T N E S S E T H:
WHEREAS, the Issuer and the Trustee are parties to an Indenture of Trust, dated as of June 1, 1998 as
amended by Amendment No. 1 thereto dated as of September 1, 1998 and Amendment No. 2 thereto dated as
of November 1 1998 (the "Indenture"), providing for the issuance by the Issuer from time to time of its
Hypothecation Loan Collateralized Notes in an aggregate outstanding principal amount not to exceed
$55,000,000 (collectively, the "Notes");
WHEREAS, pursuant to the Indenture, the Issuer has pledged and assigned all of the Issuer's right, title and
interest in and to the Trust Estate to the Trustee as security for the Notes;
WHEREAS, on the Closing Date, the Issuer issued Series A Notes in an initial aggregate principal amount of
$10,027,636.73 which Series A Notes were authenticated and delivered by the Trustee to the Purchaser;
WHEREAS, on the Second Closing Date, the Issuer issued Series A Notes in an initial aggregate principal
amount of $2,121,981.93, which Series A Notes were authenticated and delivered by the Trustee to the
Purchaser;
WHEREAS, on the Third Closing Date, the Issuer issued Series A Notes in an initial aggregate principal amount
of $7,792,239.88, which Series A Notes were authenticated and delivered by the Trustee to the Purchaser;
WHEREAS, the Issuer desires to issue additional Series A Notes in an initial aggregate principal amount of
$5,941,548.14 (the "Additional Series A Notes"), to authorize the Trustee to authenticate and deliver
$5,000,000 original principal amount of the Additional Series A Notes to the BSB Bank & Trust and
$941,548.14 original princ