A Guide to Self-Directed Option ("SDO") Investing
A Self-Directed Account Option ("SDO") is offered as an additional investment option of
the Plan. Participants are able to invest in the mutual funds (referred to as "Core Fund
Options" or "Core") currently offered by the Plan, as well as other permitted investments
available through a Self-Directed Account Option. By opening an SDO, you are subject
to the currently applicable Terms and Conditions of the SDO. They are available online
2. What are the Core Fund Options?
The investment options that are offered to all participants under the Plan are referred to as
the Core Fund Options.
Additional fund detail can be obtained from the Mutual Fund Company or from the fund
prospectuses, which are available on Start Right Online or through a Bank Participant
Service Group Representative.
3. What is the Self-Directed Account Option?
A Self-Directed Account Option ("SDO") is established as a separate Plan account on
behalf of the Participant. The SDO Account holds all SDO assets, settles trades and
provides the required Plan level reporting. The participant can designate a Financial
Advisor to execute trades on his behalf, which settle in the participant’s SDO account at
Bank ("Bank" refers to each of the financial institutions affiliated with BOK Financial
Corporation, including Bank of Oklahoma, N.A.; Bank of Texas, N.A.; Bank of Texas
Trust Company, N.A.; Alliance Trust Company; Bank of Albuquerque, N.A.; Bank of
Arkansas, N.A.; Colorado State Bank and Trust, N.A.; Bank of Arizona, N.A.; and Bank
of Kansas City, N.A.). A participant may also place trades without a designated Financial
Advisor using Bank’s online trading system ("Portfolio Online").
4. Who is Eligible for A SDO?
5. How do I trade in my Self-Directed Account?
You have two (2) options when it comes to trading in your SDO Account.
#1: You may trade online throug