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Avoiding Fraud Through Safe Shopping
By Jeff Mueller
Avoiding Fraud Through Safe Shopping by Jeff Mueller
Avoiding Fraud Through Safe Shopping
Online fraud is an increasing problem that can be avoided. Every year more and more people shop
online, and every year seems to bring more ways to trick unsuspecting buyers. This report was written
to help protect you as a consumer.
Following the guidelines set in this report will protect you from most types of online fraud, and help you
recover in the event that you are taken advantage of.
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Before You Buy
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Before you buy anything online, review the store’s refund policy. Make sure they will accept returns on
defective or wrong items. Also, see how long the return period is, usually, it is 30 days.
Review the store’s privacy policy. You want to know that your information is being handled responsibly
before giving it to anyone.
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During Check Out
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Plastic or plastic? During the checkout process you will be given a few payment options. Of these, you
will probably see credit or charge cards. As you know, if someone accepts credit cards, they also
accept debit cards. Debit cards are not the same when it comes to limiting your liability for fraudulent
use. Debit cards are fine for most things, but not online purchasing.
Credit or charge cards are the ideal way to pay online. If you pay by credit or charge card online, your
transaction is protected by the Fair Credit Billing Act. Under this law, you have the