Exhibit D to Revolving Credit Agreement
GUARANTY AND SURETYSHIP AGREEMENT
THIS AGREEMENT, dated as of May 4, 1995, made by ADVANTA CORP., a Delaware corporation (the
"Guarantor"), in favor of MELLON BANK, N.A., a national banking association (the "Agent") as agent for the
Banks (as hereinafter defined).
A. Advanta National Bank, a national banking association (the "Borrower"), and the Guarantor have entered into
a Revolving Credit Agreement of substantially even date herewith (as amended, modified or supplemented from
time to time, the "Credit Agreement") with the lenders party thereto from time to time (each a "Bank" and,
collectively, the "Banks") and the Agent. The Guarantor, as owner of all of the outstanding shares of stock of the
Borrower, will derive substantial direct and indirect benefit from the Loans to be made to the Borrower under the
B. The Agent and the Banks shall be referred to herein, individually, each as a "Credit Party," and collectively, as
the "Credit Parties".
C. It is a condition precedent to the extension of credit under the Credit Agreement that the Guarantor execute
and deliver this Agreement. This Agreement is made by the Guarantor among other things to induce the Credit
Parties to enter into the Loan Documents and to induce the Banks to extend credit under the Credit Agreement.
D. The Guarantor acknowledges that the Credit Parties have relied and will rely on this Agreement in entering
into the Loan Documents (as defined in the Credit Agreement) and extending credit under the Credit Agreement.
The Guarantor further acknowledges that it has, independently and without reliance upon any Credit Party or any
representation by or other information from any Credit Party, made its own credit analysis and decision to enter
into this Agreement.
NOW, THEREFORE, in consideration of the premises, and intending to be legally bound, the Guarantor hereby
agrees as follows:
1.01. Definitions. Capitalized terms not