412(i) Defined Benefit Plans
2007 Sample
Prepared for:
Presented By:
Agent/Producer
Important Information Regarding Insurance Products
Insurance products:
· are NOT insured by the FDIC;
· are NOT deposits or other obligations of any bank and are NOT guaranteed by any bank; and
· are subject to investment risks, including the possible loss of principal if the issuing company is unable to meet its obligations.
This material does not constitute tax, legal or accounting advice and neither John Hancock nor any of its agents, employees or registered
representatives are in the business of offering such advice. It was not intended or written for use and cannot be used by any taxpayer for the
purpose of avoiding any IRS penalty. It was written to support the marketing of the transactions or topics it addresses. Anyone interested in these
transactions or topics should seek advice based on his or her particular circumstances from independent professional advisors.
Wednesday, May 30, 2007
Page 1 of 15
QRP-1132
Presented For 2007 Sample
Why Qualified Retirement Plans
The Benefits of Qualified Retirement Plans
Advantages of Starting Early
Understanding the 412(i) Concept
Requirements, Advantages & Disadvantages
How a 412(i) Plan Works
Census Verification of Your Employees
Life Insurance in a 412(i) Plan
Features
Who should consider 412(i) Defined Benefit Plans?
Investments & Gain
Taxable "Economic Benefit"
412(i) Defined Benefit Plan
Table of Contents
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Presented By Agent/Producer
Contribution & Life Insurance Detail
Contribution & Life Insurance Schedule
Plan Provisions & Assumptions
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Benefits & Contributions
14
New Insurance Policies
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