TASK FORCE ON EQUITY IN STATE & LOCAL POLICY
Putting the Brakes on Out of Control Rates:
An Examination of Brooklyn’s Record
High Automobile Insurance Rates and How
They Can Be Reduced
BOROUGH PRESIDENT’S TASK FORCE ON EQUITY IN STATE & LOCAL POLICY
ASSEMBLYMEMBER JAMES BRENNAN, Chair
Frederick C. Arriaga, Esq.
Dr. Ruth C. Browne
Dr. Rosa Gil
Dr. Jerome Krase
October 19, 2004
Borough President Marty Markowitz and James Brennan, Chair of the Brooklyn Borough
President’s Task Force on Equity in State and Local Policy would like to thank the following
individuals for their time and energy that they contributed to this project.
New York State Assembly Member Joseph Lentol’s Office: Assembly Member Joseph Lentol,
Cathy Peake and Marcie Feinman.
New York State Assembly Member James Brennan’s Office: Lorrie Smith.
Office of the Brooklyn Borough President: Seth Cummins, former Counsel to the Brooklyn
Borough President and the primary author of this report.
Project Support: Sarah Moore, Office of the Brooklyn Borough President, Interns: Miriam
Weiss, David Ries and Randi Berman, Office of the Brooklyn Borough President.
TABLE OF CONTENTS
WHAT INSURANCE COSTS IN BROOKLYN
HIGH PREMIUMS RESULT FROM HIGH CLAIMS
THE NO-FAULT CRISIS
RUNNERS, CRASH DUMMIES & DOC-IN-THE-BOX STOREFRONT
OTHER CONSUMER ISSUES AFFECTING RATES
LEAVING THE CITY IN SPIRIT IF NOT IN BODY
WHAT NEXT - IMMEDIATE SOLUTIONS
FIGHTING NO-FAULT FRAUD
CONSUMER AWARENESS AND PARTICIPATION
RATE REDUCTION NOW