EXHIBIT 10.10
CONSULTING AGREEMENT
This Consulting Agreement (the "Agreement") is entered into this 31st day of December, 2001, by and between
Peachtree Capital Corporation, Inc. (the "Company"), Harless & Associates ("H&A"), and Caroline O. Harless
(the "Consultant").
WHEREAS, the Company desires to engage the H&A to perform services and duties for the Company subject
to the terms and conditions set forth in this Agreement;
WHEREAS, as a condition to the execution of that certain Stock Purchase Agreement dated December 27,
2001 (the "Purchase Agreement") among ebank.com, Inc. (the "Parent"), the Company, and Caroline O. Harless
and Steven Harless, individual residents of the State of Georgia (the "Shareholders" or each a "Shareholder"),
both of whom are also principals of H&A, the parties thereto agreed to be bound by this Agreement and the
covenants contained herein;
WHEREAS, the Caroline O. Harless was a founder and is currently the President of the Company and has
extensive knowledge of, and is thoroughly familiar with, all aspects of the business affairs, finances, management,
marketing, programs, business plans, strategies, customers, and methods of operation of the Company;
WHEREAS, Steven Harless was a founder and has provided financial and accounting services for the Company
through his various business ventures;
WHEREAS, the covenants contained in this Agreement were necessary to induce the Parent to purchase the
Company from the Shareholders in a sale of business transaction;
NOW, THEREFORE, in consideration of the Parent executing the Purchase Agreement and the Company's
agreement to engage and to continue to engage H&A, and for other good and valuable consideration, the receipt
and sufficiency of which are hereby acknowledged, the parties agree as follows:
1. DEFINITIONS AND RECITALS. The provisions recited above are incorporated into this Agreement as are
any definitions used above. Capitalized terms used but not otherwise defined herein shall have the meanings
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